Who We are
We are Estimar
Public Adjusters and Loss Consultants
We provide claims adjusting services to residential and commercial policyholders. Our staff has over 30 years of claims adjusting experience on both the carrier side and the public side, we can foresee carrier’s documentation requests and fulfill them before they ask so that your claim moves fast. We will also completely document your claim, in case any problems arise.
A 2010 report by The Florida Office of Program Policy Analysis & Government Accountability (OPPAGA) confirms that Insureds with Public adjusters recover more. How much more? The report states “claims related to 2005 hurricanes, with public adjuster claims resulting in payments that were 747% higher.” (click here to read the report)
How does this correlate to Estimar’s recovery success rate? Very close and very true. Often, we completely beat the report average. A random sampling of claims from our database yields the following.
Of course, each claim is different and in no way can we guarantee results. However, it is true that past experience is a good indicator of future results. With Estimar the results are accurate complete recoveries so that you get what you are entitled to out of your insurance claim.
Why Should you hire a PA? We can list many reasons, but it is best if others say it.
"When a person feels the company's assigned insurance adjuster does not have their best interest at heart, or there are disputes in the claim assessment that have not been resolved by the insurer, hiring a public insurance adjuster is an option to get a second opinion and try and obtain a favorable claim settlement." (The Balance)
But no one can put it better than a reader of homeownersadjuster.blogspot.com. A commenter wrote “Public Adjusters exist because of the inherent conflict of interest that exists when one person or entity attempts to represent two sides of a financial transaction... “ (homeownersadjuster.blogspot.com)
Better reasons we cannot think of. You can also go to our testimonial page and see text and video entries of customers. One of them is an insurance agent. If an agent felt they needed our help, we think you do too.
Do not let your claim be documented and estimated by someone who works at the insurance company and uses their "estimating guidelines" (Yes, some use those despite repeated assertions they do not). Often the decision-maker is not the person who visited your home. Due to turnover, they may assign one or many different adjusters to your claim throughout the process (see the story of Allan Bense, former Florida House speaker and his hurricane Michal claim here). Each adjuster will have a different approach and level of experience and expertise. There might be hidden damage that the field adjuster misses. Many other things can go wrong. Estimar will make sure that your insurance company covers every applicable damage ensuring a full recovery after your loss so you can Do Repairs Right!
Our Mission
To faithfully represent our clients in the claims process and secure for them the full benefits of the policy for which they are entitled.
Our Vision
We are passionate about our work and we provide an enjoyable experience to our clients. We provide innovative adjusting solutions and methodologies always keeping in mind constant client contact, affordability and professionalism.
Pre Claim Stage
Documenting with photos and videos, calling required experts to mitigate losses
Claim Stage
Calling carrier same day or within 24 hours to report loss
Investigation Phase
Assist carrier determine cause of loss, scope of repairs, prepare estimate and gather required documents
Negotiation Phase
If and when carrier offers payment and it is not the amount needed to effect repairs, we can employ one of many strategies to get the settlement you deserve